Windshield damage often fits that weird gray area in insurance coverage. There is rarely an obvious cause. It isn’t common that a mattress flies up into the windshield and busts the thing wide open. A lot of windshield damage is ubiquitous and occurs over time. A single crack from a rock could turn into a spider web on the windshield, and no particular individual is at fault. So, will insurance pay for a new windshield? Sometimes the answer is yes, and sometimes no.
The insurance company will want to know if the windshield is a hazard on the road. They may also want to know if repairing it is necessary, because they are trying to avoid people simply getting a new windshield because they can and want to (some select sellers push the service whether the client needs it or not).
The insurance provider may always argue against a certain claim if they choose to do so. This is where reputable auto glass specialists in Saint Paul, MN, can add additional value through assistance. They can speak on behalf of a client to encourage an insurance company to approve the claim and move forward with payment. This has no effect on rates, and the terms will not be changed because of the claim. This is because the claim is based on safety, and it fits the comprehensive standards of the insurance.
Consider coming to the Harmon AutoGlass in Saint Paul, MN for a quote. Bring basic insurance information (a current insurance card is all that’s necessary) for an on-the-spot call. Some clients get lucky and have an insurance representative at the shop. Also, consider calling ahead to get a rep on-location at the time of visit.
Servicing a vehicle is expensive. Don’t wait until maintenance needs pile up and become very expensive. The auto glass specialists in Saint Paul, MN can often recommend a professional for other services. The windshield is a pertinent part, but it doesn’t have to be the only reason for your visit. If car owners would tackle one task every time, they can avoid that big, costly maintenance visit that sets them back for the month.
