What Will the Insurance Company Do About Collision Repair in Johnson County?

by | May 29, 2015 | Automobile

The car sustained a great deal of damage in a recent traffic accident. The dust is settled now, and it is clear who is at fault. What remains is to work with the insurance company to determine what can be done about the car. As the options for collision repair in Johnson County are considered, expect several things to happen.

Evaluating the Condition of the Car

Before any efforts related to Collision Repair in Johnson County can take place, it is necessary to have the car evaluated by a professional. In the best case scenario, the insurance agent and the client will readily agree on a local shop to manage the evaluation. The car is taken to the shop and inspected by someone who knows exactly how to assess the damage. This is important since some of the damage may not be as easy to detect as the car owner believes.

Preparing the Estimate

After determining what must be done to repair the vehicle, the professional will prepare an estimate. That estimate will involve obtaining pricing for replacement parts and projecting the amount of time and labor involved. In many cases, the estimate will be finished in less than an hour. At that point, the shop will forward a copy to the insurance company and also provide the vehicle owner with the estimate.

Repair or Total the Vehicle?

Based on the amount of the estimate and the market value of the vehicle, the insurance company will either approve the work and agree to pay for the repairs or wish to total the vehicle. If the latter happens to be the case, the car owner has the decision to make. The settlement from the insurance company can be accepted, and the money used for any purpose the owner wants. An alternative is to reject the option and pay for the repairs out of pocket.

For people who have recently been involved in a traffic accident, Visit Warrensburg Collision Repair Center today. After assessing the damage, it will be much easier for the owner to know if the repairs or worth the cost or if letting the car go is a better choice.

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